GIRO is a popular method in Singapore for automating bill payments. This article explains how it works and how to set it up.



GIRO allows customers to authorize direct debits from their accounts for bills such as utilities, insurance, and taxes. Benefits include:

  • Automatic, timely payments
  • Reduced administrative work
  • Avoidance of late fees

To set up GIRO, customers submit an application form (via bank or biller), after which approval typically takes 2–4 weeks. GIRO is secure and widely supported by banks, making it one of the most convenient payment methods.

GIRO payment Singapore, recurring payments bank, automatic bill payment

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Sophia Tan

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Helen Lili – Editor, Research Lead
Helen leads tariff analysis and product change tracking. She maintains the normalized dataset that powers our comparison tables and ensures each claim links back to a dated primary source. Read more articles

Disclaimer:The BankOpen Singapore Editorial Team consists of financial analysts, banking industry professionals, and experienced writers. We are dedicated to providing accurate, up-to-date, and practical insights to help readers navigate Singapore’s banking landscape and make informed financial decisions. The information provided in this article is for general informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making any banking or investment decisions.