Short profile:

Marks Toms oversees editorial policy, compliance, and fact-checking at BankOpenSingapore. With a background in banking operations and regulatory compliance across APAC, he turns complex fee tables and onboarding rules into clear, comparable guidance for individuals, expats, and SMEs.

Full bio:
Marks leads the site’s content strategy and quality bar—setting the methodology for comparisons, supervising the “primary-source first” research standard, and running the correction workflow. Before joining BankOpenSingapore, he worked in banking operations and compliance functions that involved KYC/AML review, payments operations, and product disclosure checks. His editorial approach is pragmatic: normalize what can be compared (fees, minimum balances, transfer/FX costs, remote onboarding, expected timelines), and clearly label what cannot. Marks maintains the site’s style guide, E-E-A-T documentation, and update cadence (comparison hubs reviewed quarterly; deep dives biannually). He also mentors contributors on SoW/SoF evidence handling and prepares “operating facts” summaries that align with how banks read onboarding files. Outside publishing, he collaborates with legal reviewers when policy wording changes, ensuring pages show a visible “Last updated” stamp and a short change log.

Disclosure:
Marks does not accept compensation from banks for coverage and discloses any potential conflicts on the relevant page. Content is educational and not financial advice.

Contact: [email protected]

Last updated: 2025-08-26

Sophia Tan

About the Author

Marks Toms – Editor-in-Chief
Marks oversees editorial policy, compliance, and fact-checking at bankaccountsopen. Read more articles

Disclaimer:The BankOpen Singapore Editorial Team consists of financial analysts, banking industry professionals, and experienced writers. We are dedicated to providing accurate, up-to-date, and practical insights to help readers navigate Singapore’s banking landscape and make informed financial decisions. The information provided in this article is for general informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making any banking or investment decisions.